Noninsured Crop Disaster Assistance Program (NAP)

The Noninsured Crop Disaster Assistance Program (NAP) is a federally funded program that provides financial assistance to producers on noninsured crops when low yields, loss of inventory, or prevented planting occurs as the result of natural disasters.  Nearly all crops that are noninsurable and commercially grown are eligible, including crops grown for food, fiber, livestock feed, and specialty crops like mushrooms, honey, maple sap, Christmas trees, ornamental nursery, and others.

Natural disasters include damaging weather, such as drought, hail, freezing or wind; earthquakes and floods; or a condition related to damaging weather, such as disease or insect infestation.  Not covered are poor farming practices, poor equipment, limited resources, herbicide misuse, or lack of markets.

To be eligible, the producer must have a risk in producing the crop.  Producers must provide Farm Service Agency with certain information annually before a disaster occurs.  They must certify crop acreage and production regardless if there is a loss.  Producers are also required to  report crop losses within 15 days of the date the disaster occurs or the date crop damage becomes apparent.

NAP pays producers when crop loss is greater than 50% of expected yield.  NAP then pays at 55% of the standard rate as set for each state.

Service fees are charged to each shareholder who have a risk in the crop.  Fees are set at $100 per crop per county with at $300 maximum per person per county.  There is a $900 maximum per person for all counties. Service fees may be waived for limited-resource producers.

For more information contact your county FSA office. In Wisconsin, contact: